精选插曲
This month’s RegFacts Briefing delivers a concise overview of key U.S. regulatory developments impacting financial institutions. In the November episode, Mitratech Senior Regulatory Compliance Advisor Justin Cole.
本集介绍
- CFPB Final Rules: Rescinds the nonbank registry rule and most 2022–2023 adjudication procedural amendments (Effective Oct 29, 2025)
- Federal Reserve Board Rate Changes: Reduces primary and secondary credit rates and interest on reserve balances by 25 bps (Effective Nov 14, 2025)
- NACHA Final Rules: Updates non–same-day ACH funds availability and requires ACH Contact Registry registration (Effective 2026–2027)
- NFIP Reauthorization: Extends the National Flood Insurance Program through January 30, 2026 (Effective Nov 13, 2025)
- Fedwire & NSS Expansion: Announces extended operating hours for payment and settlement services (Issued Nov 17, 2025)
- Proposed Rules: ECOA / Reg B revisions, elimination of reputation risk from supervision, and rescission of fair housing data requirements
- Information Alerts: Supervisory principles updates, examination manual revisions, cryptocurrency fee guidance, and rescission of climate-risk principles
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