Summary of Your Rights Under the FCRA
The attached document, “Summary of Rights Under the Fair Credit Reporting Act”, must be provided to candidates before you take Adverse Action against them. This document may also be provided during the candidate’s consent to undergo a background check. This version reflects the compliance changes mandated by the Consumer Financial Protection Bureau as of September 21, 2018.
- Summary of Rights Under the Fair Credit Reporting Act
- Summary of Rights Under the Fair Credit Reporting Act (en espanol)
AssureHire Applicant Portal
The Fair Credit Reporting Act (FCRA) gives you the rights to control information in your credit report and ensure its accuracy before an employer takes action against you based on a background check.
Notice to Users of Consumer Reports
The FCRA requires that Consumer Reporting Agencies (CRAs) like AssureHire provide users of consumer reports the attached document, “Notice to Users of Consumer Reports: Obligations of Users under the FCRA”, to inform them of their obligations under the FCRA.
State and Local Forms
The attached documents are presented to candidates as part of the default consent workflow, as applicable.
- California Notice Regarding Background Checks
- Los Angeles Fair Chance Ordinance
- Los Angeles Fair Chance Assessment and Reassessment Form
- SF Fair Chance Notice
- SF Ordinance–Spanish
- SF Ordinance–Chinese
- New Jersey FCRA Summary of Consumer Rights
- NY Correction Law (Article 23-A)
- NYC Fair Chance Act Notice
- MA–Correcting a Criminal Record
- Washington State FCRA Disclosure
Remedying the Effects of Identity Theft
The attached “Summary of Rights for Victims of Identity Theft” must be provided to candidates who have had their identity stolen. This version reflects the compliance changes mandated by the Consumer Financial Protection Bureau as of September 21, 2018.
Prohibition on Inclusion of Adverse Information in Consumer Reporting
The Consumer Financial Protection Bureau (CFPB) has initiated amendments to Regulation V to include a Prohibition on Inclusion of Adverse Information in Consumer Reporting in Cases of Human Trafficking.
In summary, the revised rule protects any adverse information item concerning an individual that resulted from a severe form of trafficking in persons or sex trafficking. Assurehire/Mitratech supports and stands by individuals who wish to protect information under this rule. Assurehire/Mitratech created the Information Protection Team (IPT) to assist and facilitate the blocking of such adverse items of information in furtherance of the revised Regulation V.
The IPT will discuss the process and provide a link to upload identity documentation (as defined under 12 CFR § 1022.142(b)(1) ) and trafficking documentation (identified in 12 CFR § 1022.142(b)(6) ). There are three methods to contact the IPT:
- Special toll-free number: 1 (866) 599-8303
- Email: [email protected]
- Physical Mail: 2206 Plaza Suite 200 Dr., Rocklin, CA 95765
